Verta Property Group
Property investor calculators
Estimates only
Not financial or tax advice

Stamp Duty (SDLT) calculator

Property price
£
Buyer type
Non-UK resident buyer
Adds 2% surcharge
Stamp Duty payable
£25,000
Effective rate 7.1% on £350,000
Includes 5% additional-property surcharge
Charged on each band
Rate bands applied
England & Northern Ireland residential rates (from 1 April 2025). The 5% additional-property surcharge applies to second homes and buy-to-let above £40,000; the 2% non-resident surcharge applies on top for non-UK residents. First-time buyer relief applies up to £500,000. Estimate only — always confirm against the official rates at gov.uk/stamp-duty-land-tax or with a conveyancer.

Mortgage repayment calculator

Property price
£
Deposit 75% LTV
£
Rate %
Term (yrs)
Monthly repayment
£1,612
on a £262,500 loan at 5.5% over 25 years
Loan amount£262,500
Total interest£221,094
Total repaid£483,594
Capital repayment mortgage — loan fully repaid over the term.